Beneficiaries
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Low-paid workers

The Fund’s programs are aimed at organized groups of previously uninsured, low-paid workers, such as women’s associations, farmer organizations, or people with a micro loan. Guaranteed access to good quality health care enables these people to sustain and enhance their income and productivity. This is a key objective of the Fund: an economy can only function if people are able to make a living and support themselves and their families.


These women on the fishmarket in Dar es Salaam are targeted for the program in Tanzania

Organized and accessible

Target groups must consist of low-income workers (and their families) with the capacity to contribute to the health insurance premium. Groups must be organized and accessible through existing structures to facilitate co-payment collection. Special emphasis will be placed on the enrollment of women. Groups are selected on the basis of target group studies and in collaboration with respected local organizations, such as unions, associations, traditional and community leaders, NGOs, government organizations, etc.


Marketmen working at the rainy fishmarket in Dar es Salaam




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Did you know that...access to credit facilities for low income earners is crucial to their social and economic development.

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